Karmaflow
Features & Safety · Karmaflow Platform

One platform for agentic AI operations.Built for real business work.

Deploy AI agents that communicate, reason, decide, act with tools, follow business instructions with guardrails, escalate to humans, and operate across the systems your business already runs on.

Reasoning
Plan · Act · Reflect
Surface
Voice · Chat · SMS · Email
Governance
One unified ledger
Reach
API + Human Interface
Multi-channel surfaces
Voice, mail, chat, SMS — one agent runtime across every channel your customers reach you on.
Reasoning engine
Plan · Act · Reflect. Decisions are traced, replayable, and grounded in your rules.
Cross-session memory
Agents remember context, preferences, and prior turns across calls, days, and channels.
Native CRMNew
Not bolted on. The CRM is the source of truth your agents read, write, and reason against — with the nuance of every relationship intact.
Tools & actions
Calendar, billing, ticketing, internal APIs — agents act in your systems, not just chat about them.
Governance & audit
Every decision, tool call, and message lands in a unified ledger. Human review, intervention, and override at any point.
From idea to deployed agent

Build a production agent — no code, not a month.

Domain experts configure the role, the voice, the escalation rules, the tools, and the access scopes — then ship to production with one click. Every change is versioned, audited, and reversible.

What surface should this agent run on?

Each surface ships with the right protocols — telephony, deliverability, channel handoff — already wired up.

VoicePSTN · SIP
MailInbound · outbound
ChatWeb · in-app
SMSBrokered · WhatsApp
TaskBackground work
Omnichannel, in one session

The conversation is the unit of state, not the channel.

Most agent platforms treat voice, chat, SMS, email, and web as separate sessions with separate state. Karmaflow treats them as surfaces of the same conversation. An agent on a live call can text a diagram, receive a photo of a damaged part, email a contract, and confirm a tokenised payment link — all in-session, all governed, all audited.

Voice
PSTN / SIP
Web & mobile chat
In-app + web
SMS / WhatsApp
Brokered
Email
Inbound + outbound
In-app
SDK + widget
session · sess_8f24c1 · agent · service-claims-01one ledger
Voice · PSTN
Customer calls; agent verifies identity
13:58
SMS
Agent texts a wiring diagram
14:00
MMS in
Photo of damaged part received
14:02
Email
Replacement contract drafted, sent for e-sign
14:04
Web chat
Tokenised payment link confirmed
14:06
Voice
Customer back on call to confirm
14:08
Handoff →
Licensed adjuster receives full session
14:09
start · 13:58 · voicecontinuous state · 11 turns · 5 surfaceshandoff · 14:09 · adjuster
The Intelligence Layer

Your model. Sharper, safer, on rails.

The model is half the story. The platform engineers the thinking around it — so every agent performs like your most seasoned employee.

Hosted

Frontier models, run for you

Hosting, routing, failover, and optimization handled natively. Zero infrastructure on your side.

ClaudeGPTGeminiLlamaMistral

Per-agent selection · auto failover · cost-aware routing

BYOM

Bring your own model

Fine-tuned, sovereign, or private cloud. Agents inherit the full intelligence layer either way.

Self-hostedAzure · Bedrock · VertexFine-tunedvLLM · TGI

Scoped contract · architecture-led integration

Models don’t make great agents. Discipline does.

Stays in lane

Off-topic requests redirect naturally. No scripted refusals.

Brand integrity

Voice holds across every channel. Injection attempts redirected, never obeyed.

Bias for action

When intent is clear, agents act — toward booking, follow-up, resolution.

Learns mid-call

Corrects in real time. Never re-asks what was already answered.

Reads the room

Adjusts pace for urgency, frustration, or confusion.

Safety, locked

Sensitive data never requested or repeated. Hard limits above all.

Reasoning loops

Two loops. One discipline.

An internal loop structures and verifies the work. An external loop keeps humans informed — together, the Living Intelligence Layer.

Internal loop

Plan · Act · Reflect

Structures the task, verifies its own work, self-corrects — so each session compounds the next.

  1. 1PlanDecompose into verifiable steps
  2. 2ActExecute against scoped tools
  3. 3ReflectVerify, learn, project forward
External loop

Announce · Act · Confirm

Keeps humans informed in real time and seeks approval where policy or regulation requires it.

  1. 1AnnounceState intent, scope, evidence
  2. 2ActExecute under identity lock
  3. 3ConfirmRecord outcome to ledger
Memory & compounding intelligence

Most agents forget. Karmaflow agents remember.

Two memory tiers — one for the customer, one for the enterprise. Every conversation sharpens the next.

Cross-session memory · per customer

Lifetime personalization, at scale.

See how it’s priced →
Compounding brain · tenant-wide

Intelligence that compounds across every agent.

Pattern detectionStrategic synthesisContinuous learning
Scope a Compounding Brain →
Native CRM

The CRM your agents actually live in.

Not a connector, not a sync — a relationship-aware CRM built into the platform. Agents read it, reason against it, and write to it in real time.

One record, one truth

Every agent — voice, mail, chat, SMS, task — reads and writes the same record. No sync, no drift.

Relationship nuance

Sentiment, intent, objections, promises — captured live and threaded across every channel and session.

Propose, then approve

Agents score and draft the next move. Humans approve. Every decision lands in the ledger.

Relationship Intelligence · generated per contact

High stated interest, but the relationship is unstable — prior friction and a possible wrong-number signal.

RiskyMedium intentConfidence: medium
Next move

Reply to the inbound email to confirm identity, then offer two specific times and an explicit opt-out. Hold outbound calls until willingness to engage is confirmed.

  • Direct signals4
  • Pain points & needs3
  • Objections & friction3
  • Risks & cautions3
  • Avoid3
  • Broader account signals2
  • Worth remembering4
Workflow orchestration

Complex work, expressed as reasoning under guardrails.

Most workflow builders model the world deterministically: when X, do Y. Karmaflow models it as reasoned: an agent that thinks through X, with the authority to do Y, escalating Z when judgement calls for it.

Rules engines

When X → do Y.

Triggers, conditions, branches. The world is small enough to enumerate, until it isn't. Edge cases pile up. Workflows that matter most never close.

trigger: form_submitif region = USsend email_a
trigger: form_submitelse if EUsend email_b
trigger: form_submitedge case 17??
Karmaflow

Reason through X. Authority for Y. Escalate Z.

Triggers stay simple at the edges — a CRM event, a document upload, a KPI threshold. The work between them is non-deterministic reasoning, governed end-to-end.

trigger: form_submitreason · plan · actaudit + outcome
CRM eventreason · plan · actescalate · approval
KPI thresholdreason · plan · acthandoff to specialist

Manager agent · coordinating specialists

deterministic handoffs · full audit
Manager
Engagement lead
routes · approves
Specialist
Research
read-only · sources
Specialist
Contracts
draft · e-sign
Specialist
Communications
channel-aware
Integrations & last-mile reach

If a human can reach it, your agents can reach it.

Knowledge work happens in email threads, calendars, documents, chat platforms, CRMs, ERPs, and the legacy applications that never moved to APIs. Karmaflow reaches all of them under a single governance model — explore agent integrations.

First-party MCP connectors

Production-grade. OAuth-scoped. Tenant-isolated.

Agents draft and send mail with consent enforcement, schedule across calendars, read and write documents with full provenance, query spreadsheets as structured data, and operate inside Teams as first-class participants.

ClaudeMicrosoft 365Google WorkspaceMicrosoft Teams
Open framework

Bring your own systems. Govern them the same.

CRMs, ERPs, line-of-business applications, proprietary databases — exposed as governed agent tools with per-agent scopes, field-level redaction, HMAC-signed webhooks, and audit logging on every call.

MCP frameworkREST APIWebhooksSDKs · TS / Py
Featured · Human Interface

For everything without an API.

Where no integration exists — legacy ERPs, vendor portals, desktop-only clinical or financial tools, internal apps that predate modern integration — Karmaflow agents operate the application directly.

  • Open the program, navigate menus, enter information, read results back.
  • The same way your team does — under the same identity and audit.
  • No integration build. No IT project. No waiting on a vendor's API.
MERIDIAN-CLAIMS · legacy desktop · no API · operated under agent identity
▌ Claim entry — POL/Coverage/Amount
Policy no.
Claimant
Claim amount
Coverage tier
Opening MERIDIAN-CLAIMS · v3.2 (legacy)ledger · 18:02:14 · agent.click(start_menu)
Human in and above the loop

Two human partnerships. By design.

Agents run the core process end-to-end. Humans operate at two levels — both intentional, both governed.

Above the loop · default

Domain experts shape the workforce

Configure reasoningCurate knowledgeCalibrate thresholdsRed-team continuously
The agent loopAgents run the core process — end to end
In the loop · by business design

Humans intervene where presence matters

Exceeds agent authorityBrand momentRegulated decisionCustomer asks
Correction
Human edits an agent action
→ structured learning signal →
Result
Smarter on data · wiser on judgement
Enterprise security, safety & governance

Every action has an actor, an intent, evidence, and an outcome. One ledger.

Karmaflow treats governance as platform infrastructure, not a compliance overlay — read the full enterprise security posture. Five pillars cover the surface buyers ask about.

Identity Lock

Step-up verification before sensitive actions. Enforced at the platform, not by prompt.

Encryption & isolation

AES-256 at rest and in transit. Per-tenant isolation at the data plane.

Compliance posture

Third-party-audited controls in progress. HIPAA, GDPR, PIPEDA, CASL, TCPA.

Governance of the agents

Named role, scoped credential, configured authority. Drift monitored. No shared identity.

Unified Action Ledgertenant · acme-insurance · live
tsactorintentevidenceoutcomepolicy
18:02:14agent.svc-claims-01open(MERIDIAN-CLAIMS)session#sess_8f24c1okscope · claims.read
18:02:18agent.svc-claims-01input(policy_no)POL-41872-Cokscope · claims.write
18:02:31agent.svc-claims-01input(amount=1840)quote · q_19287ok · autothresh · auto < $2,500
18:02:37agent.svc-claims-01submit(claim)CLM-2298471okidentity-lock · n/a
18:04:02agent.svc-claims-01refund(amount=4900)req#r_8810→ approvalthresh · > $2,500
18:04:14human.j.alvarezapprove(refund)id-lock · webauthnokactor · named
Third-party audit · in progressHIPAA + BAAGDPRPIPEDACASLCAN-SPAMTCPAAES-256mTLS
Deployment & residency

Run it where your compliance posture demands.

Cloud, hybrid, sovereign, or fully on-premises — same agents, same governance, same ledger. Data residency configurable per category, per jurisdiction.

Cloud · multi-tenantDefault · Canada / USA included
Region pinningEU · UK · APAC on request
HybridControl plane cloud · data plane on-prem
Sovereign · edgeAir-gapped for regulated and government tenants
Manageability

The admin surface. Above the loop. Always observable.

Architects configure the workforce through concrete control surfaces, not convention. All of the following are set above the loop and visible in real time.

Risk-based action thresholds
Auto · soft approval · identity-lock per action class
autosoftid-lock
Skill-based escalation routing
By expertise, language, customer relationship
en-CAen-USfr-CA
Data residency & retention
Per category · per jurisdiction
us-easteu-westca-central
Channel consent & quiet hours
Per jurisdiction · per contact segment
onpaused
Micro-ML controls
Interruption sensitivity · prosody · language defaults
lowbalancedstrict
Architect console · livetenant · acme-insurance
Sessions today
14,602
+ 8.4% vs 7-day avg
Auto-resolved
87.1%
within auto-act threshold
Identity-locked actions
412
0 unauthorised
Ledger writes
2.1M
1 source of truth
Last policy change
a.kim raised auto-act ceiling · $2,500 → $3,000 · claims.write
14:02 today · ledger event #lp_88119 · governed
Every control change is itself a ledger event. The governance of the governance is governed.
Questions teams ask before deploying

Features & safety, answered.

Common questions about how the platform reasons, governs, integrates, and stays safe in regulated industries.

What makes Karmaflow agents safe?
Safety is engineered into the architecture, not bolted on. Every agent runs an internal Plan → Act → Reflect loop that verifies its own work before any external action. An identity lock gates sensitive actions — monetary transfers, PII exchanges, regulated disclosures — at the platform level rather than via prompt instruction. And every turn, tool call, approval, and human intervention is written immutably to a Unified Action Ledger with full actor, intent, evidence, and outcome context.
Can a single agent handle voice, chat, SMS, and email in the same conversation?
Yes. Karmaflow treats the conversation as the unit of state, not the channel. An agent on a live call can text a wiring diagram, receive a photo of a damaged part, email a contract for e-sign, and confirm a tokenised payment link — all in one continuous session, all governed, all written to the same ledger.
Which AI models power Karmaflow agents?
You choose. Karmaflow runs on frontier reasoning models from Anthropic (Claude), OpenAI (GPT), Google (Gemini), Meta (Llama), and Mistral — selected per agent, with automatic failover and cost-aware routing handled natively. If you prefer to bring your own model — fine-tuned, sovereign, or hosted in your private cloud (Azure, Bedrock, Vertex, self-hosted vLLM/TGI) — plug it in. Agents inherit the same intelligence layer, discipline, guardrails, memory, and ledger regardless of the engine underneath.
What is cross-session memory and how does it work?
Cross-Session Memory lets every agent recognize returning customers and thread context across sessions — across every channel and every prior interaction. A voice agent picks up where a chat agent left off. In-session memory is written live by analytical agents; post-session memory holds synthesis, preferences, and strategic recommendations. Memory is keyed to the customer, not stored as PII — identifiable details live in your source systems; Karmaflow references them by key. Privacy by architecture, not policy. Cross-session memory is opt-in and priced per engagement.
How does Karmaflow govern AI agent actions?
Through five pillars: a Unified Action Ledger that records every action immutably; Identity Lock for step-up verification on sensitive operations; AES-256 encryption with per-tenant data isolation; a compliance posture covering third-party-audited security controls (in progress), HIPAA, GDPR, PIPEDA, CASL, CAN-SPAM, and TCPA; and per-agent identity with named role, scoped credential, and authority configured per channel and workflow. Agents do not share credentials.
How does Karmaflow handle prompt injection and jailbreak attempts?
Prompt injection is treated as an adversarial input, not as instruction. Agents operate inside an Intelligence Layer that enforces brand integrity, scope, and safety above any conversational input — attempts to override persona, bypass policy, or trigger unauthorized actions get politely redirected, never obeyed. Sensitive actions sit behind platform-level identity locks that cannot be triggered by prompt content, only by the configured action class and threshold. Every attempt is written to the ledger.
Is Karmaflow HIPAA, GDPR, and PIPEDA compliant?
Third-party security-controls audit is in progress with an external assessor. HIPAA support is available for healthcare tenants with BAAs, PHI handling rules, and audit-extension support. GDPR and PIPEDA subject-rights workflows are tenant-configurable. Channel compliance covers CASL, CAN-SPAM, and TCPA, with consent and quiet-hours enforced automatically per jurisdiction.
Can Karmaflow be deployed on-premises or in a sovereign environment?
Yes. Standard deployment is multi-tenant cloud with Canada/USA residency included; EU, UK, and APAC region pinning is available on request. Hybrid deployments keep the control plane in cloud with the data plane on-premises. Sovereign and edge deployments — including air-gapped configurations for regulated finance, healthcare, legal, and government tenants — are scoped per requirement. Same agents, same governance, same ledger.
Can Karmaflow agents reach systems that don’t have APIs?
Yes — the Human Interface layer drives legacy applications the way a person would. Agents open the program, navigate menus, enter information, and read results back, operating under their own scoped identity with every click written to the ledger. This works for legacy ERPs, vendor portals, desktop-only clinical or financial tools, and internal apps that predate modern integration. No integration build, no IT project, no waiting on a vendor’s API.
What happens when an agent isn’t sure or the action exceeds its authority?
Two things by design. First, the internal reasoning loop reflects on the proposed action and either retries with a corrected plan or escalates. Second, any action above a configured threshold — a refund over a set ceiling, a regulated disclosure, a brand-defining moment — triggers identity lock and routes to a named human actor for approval. Humans operate above the loop by default and step in by business design, not as fallback.
How long does it take to build and deploy a production agent?
Days, not months. Domain experts configure agents through a job-description-style interface — role, voice, escalation rules, tools, access scopes — without writing code. Karmaflow compiles the system prompt, generates evaluation rubrics, and surfaces the right tools automatically. Every change is versioned, audited, and reversible from the agent ledger. Most teams ship their first production agent within a week.
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At risk
Every cell, every change, every action — logged in the Unified Action Ledger.
See it

See it on a live tenant.

The fastest way to evaluate Karmaflow is to watch it work in production. We'll arrange a live walkthrough on a deployed tenant — real conversations, real ledger entries, real escalations — with one of our architects.

Customer outcomes →
Format
45 min · live tenant
Audience
Architecture + ops
Real-time
Ledger · escalations
Follow-up
Tenant within 7 days